UPI and Consumer Spending Behaviour in India: A Narrative Synthesis of Secondary Data and Existing Survey Evidence
The system with annual processing of over 24,000 crore transactions and making up a significant proportion of real-time global payments. Despite the existence of many studies on the factors contributing to UPI adoption, little academic scrutiny has been directed towards how UPI usage, which is effortless and invisible, relates to the psychological and behavioral aspects […]
