Effect of Green Loan and Green Mortgage on Climate Change Mitigation in Nigeria

/in /by

Green loans and green mortgages can provide huge opportunities to tackle climate change in Nigeria by providing finance for energy efficient housing and sustainable infrastructure; supporting renewable energy uptake; and creating jobs in the green economy. However, in Nigeria there are still limited examples of green loans and green mortgages due to a lack of empirical evidence; lack awareness from stakeholders, and the necessity to develop stronger policies and regulations to improve the effectiveness of green loans and green mortgages. Therefore, the aim of this paper is to determine the impact of green loans and green mortgages as a great way of addressing climate change in Nigeria; the study explains the effect in a ex-post facto study covering the 2012 to 2024 period. The study relied on time series secondary data, and the data was collected on a quarterly basis and secondary data was obtained directly from the Statistical Bulletin provided by a number of agencies including the Central Bank of Nigeria, Nigerian Stock Exchange, National Bureau of Statistics, World Bank and International Monetary Fund, United Nations Framework Convention on Climate Change and the use of an econometric technique of the Autoregressive Distributed Lag model to analyse the data. The study found that green loans and green mortgages have positive and statistically significant effects on Nigeria’s emissions of greenhouse gases. In conclusion, the study says that green loans and green mortgages have a positive impact on climate change mitigation in Nigeria. The study puts forward a number of ways to strengthen outcomes. Policymakers should implement more robust screening and monitoring processes. The requirements for loan approvals should put emphasis on verifiable reduction of emissions targets of borrower’s projects, with the borrower to be required to report on environmental outcomes periodically.

Board Diversity, Foreign Ownership, and Audit Quality: Their Influence on Financial Performance in Indonesian State-Owned Enterprises (2020-2024)

/in /by

This research explores the impact of board diversity, foreign ownership, and audit quality on the financial performance of Indonesian state-owned enterprises (SOEs) listed in the index of IDX BUMN20 for the period of 2020 –2024. As part of broader governance reforms in Indonesia, this research seeks to assess how these three governance elements contribute to financial outcomes within a unique organizational setting where commercial and public mandates often intersect. Using a panel data regression model with a sample of 18 SOEs across five years, it reveals that both foreign ownership and high-quality auditing are significantly linked to enhanced financial performance, while board diversity, although positively correlated, does not show statistical significance. These results suggest that while inclusive board structures may offer long-term governance benefits, measurable financial gains are more immediately driven by investor oversight and the credibility of external audits. The findings contribute to a deeper understanding of governance effectiveness in state-affiliated firms and offer practical guidance for enhancing performance through targeted reforms. This research underscores the importance of institutional support, regulatory consistency, and professional independence in shaping the future of Indonesia’s public sector enterprises.

The Effect of Product Quality, Service Quality, Service Recovery on Customer Satisfaction and Customer Loyalty in Business to Customer (B2C), Case Study of AMA Group Bandung

/in /by

The research has the aim of seeing the relationship and effect between the variables of Product Quality, Service Quality, and Service Recovery on customer satisfaction and loyalty at AMA Group Bandung which focuses on Business to Costumer (B2C) and finding solutions to business problems that exist in AMA Group, namely the instability of AMA Group’s sales revenue. This research includes quantitative and qualitative. In this study were AMA Group B2C customers Population. The sample was 100 AMA Group. Data collection using some techniques by researcher used include interviews, observation, internal analysis (Segmenting, Targeting, Positioning and Marketing Mix) and external analysis (PESTEL analysis, Competitor analysis), and also use customer analysis obtained through the use of questionnaires. The method used by researchers in this study using Validity analysis, Reliability analysis, Descriptive Analysis, and path analysis. Researchers in this study used an analytical tool is smartPLS. The analysis results by this researcher indicate that there is an influence between the variables of Product Quality, Service Quality, and Service Recovery on customer satisfaction and customer loyalty.

The Phenomenon of Chinese Cultural Implications Lost in the English Translation of The Analects—Case Study of Legge’s Translation

/in /by

In the context of accelerated globalization, the international dissemination of Chinese culture has become a task of great strategic importance and received great attention from all walks of life. As a classic work of traditional Chinese culture, the English translation of The Analects plays a crucial role in presenting Chinese wisdom and values to the world. James Legge’s English translation of The Analects had a great influence on the West. However, some problems deserve careful study. Based on Venuti’s translation theory, this paper analyzes James Legge’ s English translation, The Confucian Analects, classifies the phenomenon of the loss of cultural implications in the original language, explores its causes, and proposes appropriate translation strategies. The aim is to provide useful information on the practice of translating Chinese classics into English, effectively promote the broad and effective dissemination of Chinese culture, strengthen the soft power and international influence of Chinese culture, and promote in-depth exchange and harmonious coexistence between different cultures. It is shown that the loss of cultural implications is manifested mainly in philosophical concepts, historical allusions, and ritual terminology. The phenomenon is largely caused by language differences, cultural estrangement, the impact of the translator’s identity and considerations for target readers. Given the limited number of translation examples selected for this paper, future research should further broaden its horizons and explore the best opportunities to present China’s unique cultural qualities in traditional classics.

Effect of Soaking Duration of Mucuna prurian Seeds on Chemical Composition Changes

/in /by

This study is conducted to evaluate how different durations of soaking influence the levels of hydrogen cyanide (HCN), tannins, phenolic compounds, and soluble proteins present in fresh Mucuna pruriens seeds. The study was carried out on December 13, 2024 – December 27, 2024. This study involved four different treatment levels, each repeated four times: P0 (no immersion), P1 (submerged for 48 hours), P2 (submerged for 96 hours), and P3 (submerged for 144 hours).Then treated Mucuna prurian seeds were tested for the contents of cyanide, tannins, phenolics and soluble proteins. The data obtained were analyzed using analysis of variance (ANOVA) and continued with Duncan’s Multiple Range Test if there was a significant effect. The results showed that soaking Mucuna prurian had a significant effect (P<0,05) on the content of cyanide, tannins, phenolics and soluble proteins. The conclusion of this research is soaking Mucuna prurian seed of 96 hours would reduce the chemical content recognized as antinutritional factors that inhibit digestibility of nutrients, so it might improve broiler if Mucuna prurian seed would be used as feed ingredient.

A Scenario Thinking Approach to Developing Strategy for PT. XYZ (Persero) Tbk

/in /by

The COVID-19 pandemic has had a tremendous impact on the entire industry, including the aviation industry. Based on data from the Directorate General of Civil Aviation, aircraft passengers have decreased by 61% compared to 2019. This has made airlines around the world suffer losses from business development. As many as 43 commercial airlines experienced bankruptcy throughout 2020 due to COVID-19. This study will discuss how PT. XYZ responds to this phenomenon by using a scenario planning approach to generate strategic flexibility and discuss the issues of what conditions must be implemented and what must be done to enable the company to implement strategic changes. Such changes occur when companies formulate and implement new strategies. This research method is qualitative, with annual report case studies and interviews involving expertise in the social, economic, technological, environmental, and political fields.

Effect of Duck Breed on Reproductive Performance of Parent Stock, Quality of Day-Old Ducks (DOD) in Alabio, Mojosari, and Their Crossbreeds

/in /by

This study aims to evaluate the reproductive performance of duck breeders and assess the quality of day-old ducks (DOD) in Alabio, Mojosari, and their crossbred lines. The experimental design employed involved three breed groups: MM (Mojosari ♂ × Mojosari ♀), AA (Alabio ♂ × Alabio ♀), and AM (Alabio ♂ × Mojosari ♀), each consisting of 30 female ducks and 6 male ducks. Egg collection was conducted over a 5-day period to obtain 100 eggs from each breed group. Breed differences had a highly significant effect on the egg shape index, with the highest recorded in the AM group (79.80%). However, there were no significant differences in egg weight (63.90–65.13 g) or fertility rate (72–81%). The AM ducks also exhibited the highest hatchability (75.95%) and the lowest embryonic mortality (24.46%). Hatch weight and post-hatch viability score were not significantly affected by breed differences; the highest hatch weight was observed in the AA group (38.58 ± 1.07 g), with post-hatch viability scores ranging from 9.74 to 9.84. However, DOD body length differed significantly, with the MM group displaying the longest body length (18.88 ± 0.30 cm). Based on the results, it can be concluded that the crossbreeding of Alabio male ducks with Mojosari female ducks (AM) demonstrates superior reproductive performance in terms of egg shape index, hatchability, and embryonic mortality, although certain parameters such as egg weight, fertility, hatch weight, and post-hatch viability score did not show significant differences among the breed groups.

Association Between Iron Tablet Adherence and Hemoglobin (Hb) Level Improvement Among Pregnant Women in The Kampung Sawah Health Center Area, Bandar Lampung

/in /by

Anemia in pregnant women remains a significant public health issue in Indonesia and contributes to increased maternal and neonatal morbidity and mortality. This study aimed to analyze the association between iron supplement tablet administration and the improvement of Hb levels among pregnant women at the Kampung Sawah Health Center, Tanjung Karang Timur Subdistrict, Bandar Lampung City. A cross-sectional study design was employed. The sample consisted of 66 pregnant women, including 33 with anemia and 33 without anemia, selected from prenatal care classes. Initial Hb data were obtained from medical records, followed by Hb examination after to iron supplement tablet administration. Data were analyzed using the paired sample t-test. The findings indicate that the administration of iron supplement tablets significantly contributes to an increase in Hb levels among pregnant women. The mean Hb level increased from 11.02 g/dL to 11.40 g/dL after to iron supplement tablet administration, with the paired sample t-test showing a statistically significant result (p < 0.0001).

Biosurfactant-Mediated Green Synthesis of Nanoparticles from Medicinal Endophytic Bacteria: A Comparative Evaluation of Antimicrobial and Anti-Biofilm Efficacy

/in /by

Biosurfactants, surface-active compounds made by bacteria, have drawn interest in the synthesis of nanoparticles. Using biosurfactants isolated from endophytic bacteria, nanoparticles made were looked for their antibacterial and antibiofilm abilities. UV-Vis spectrophotometry was used to confirm the synthesis and stability of nanoparticles. The nanoparticles showed inhibition that were similar to those of standard antibiotics when tested against bacterial strains of S. aureus and P. aeruginosa, indicating it to be a potential antibacterial. Additionally, they were found to be successful in preventing preformed biofilms, which is important because biofilms are a contributing factor to antibiotic resistance and chronic infections and thus can be a suitable biomedical application. These results demonstrate the potential of nanoparticles produced from biosurfactants as an alternative to antibacterial drugs. They are suitable for biological applications because of their ability to inhibit bacterial and biofilm growth. More investigation needs to be carried out to evaluate their toxicity, stability, and biocompatibility. Testing on in vivo models and cell cultures is crucial to determine their efficacy and safety in medical applications. Biosurfactant-based nanoparticles may provide a new and environmentally friendly method of creating an antibiotic in light of the growing prevalence of antibiotic resistance. By understanding the need for more research into bio-based options for infection management, this work adds to the expanding area of nanotechnology.

Physicochemical and radioactive study of Colombontatalite ore from the Kisengo quarry in the DRC

/in /by

This research concerns the assessment of radioactivity and the physicochemical characterization of columbotantalite ore extracted from the Kisengo quarry, located in the Tanganyika province of the Democratic Republic of Congo. The sample was taken from the Kisengo open-pit mine in Nyunzu territory located about 170 km from the town of Kalemie in Tanganyika province/DRC. It contained about 32% niobium, 21% tantalum, 6% iron, 7% manganese, 7% tin, 4% silicon and about 3% titanium and was analyzed by XRF. The results of the radioactivity tests revealed that the average dose rate, measured in nGy/h, was 329.72, or 0.038 mSv with the Identifinder device. This sample does not pose a risk of radioactive exposure, as the dose levels are very low, in accordance with the WHO range of 20 mSv and DRC Law 017/2002. Analysis of optical microscopy images of Kisengo coltan reveals the presence of a siliceous gangue (quartz) associated with pyroxenes as well as columbotantalite, which is the mineral of tantalum and niobium. Also present are cassiterite, a tin mineral (SnO2), and pyrolusite, a manganese mineral (MnO2). Granulochemical characterization revealed that tantalum and niobium are concentrated in the 500 micrometer fraction. The loss on ignition test indicated that niobium is the most abundant element in the analyzed sample, representing 31.97%, followed by tantalum at 20.75%. Finally, silicon and titanium are present and removed at 4.18% and 17.716%, respectively.