Articles

Do Ease of Use and Risk Perception Influence the Intention to Use GoPay Later?

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GoPay Later as an Indonesian online payment method in the form of credits that have been licensed and supervised by the Indonesian Financial Service Authority (OJK) that can make transactions easier. However, it is not uncommon for problems to circulate that users feel related to the risks that arise. This research aims to determine the influence of ease of use and risk perception on interest in using the GoPay Later feature.  By using a quantitative approach and primary data sources obtained from distributing questionnaires to 100 GoPay Later user respondents domiciled in Jabodetabek, this research uses a non-probability sampling technique. In analysing the data, multiple linear regression statistic tool was used with SPSS version 29 application. The results of the study show that ease of use and risk perception both individually and simultaneously have a positive and significant influence on the interest in using GoPay Later. Based on the results of the research, it is hoped that GoPay Later will continue to innovate by adding features that make it easier to use and improving the service system to minimize potential risks, so that it can maintain user trust in using it as an option in transactions payment.

A Survey on the Perceived Impact of the COVID 19 Pandemic on Dental Undergraduate Students in the North Gujarat Region, India

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Aim: This study aimed to assess and compare the perceived impact of covid 19 pandemic on dental undergraduate students in the north Gujarat region.

Objective: To assess & compare the percentage difference in impact of covid 19 on dental undergraduate students based on their academic year.

Material and method: This questionnaire study utilized a validated 28 questions survey. The questionnaire distributed to 200 dental undergraduate students. The questions were divided into categories : demographic and academic information, study career, knowledge about covid 19 infection, risk perception and psychological reactions. The survey was administered through online google form and all the responses kept confidential. The impact of covid 19 on students were recorded.

Result: The questionnaire was completed by 160 students (80%). Responses were from all the academic years in which majority of respondents were interns. Most of the students experienced difficulties in clinical training during and post COVID-19 emergency due to lack of patients’ OPD and reduced training hours. For over half of them online teaching could  replace traditional face-to-face lessons. The negative impact on the study career was particularly high by interns. The level of concern of contracting COVID-19 during clinical activities were higher among students. Most of the students showed symptoms related to high to moderate levels of fear and anxiety. Conclusion: The data showed that the students perceived the COVID-19 pandemic as a negative impact on their study career and their future practice with higher impact on interns compared to other years. Most of the students showed  high to moderate levels of fear and anxiety related to effect of pandemic on their study career. This data could help universities to implement communication modalities to reduce students’ fear and anxiety.