Articles

The Effect of Capital Adequacy, Financing Risk, And Efficiency on Profit Distribution Management at Shariah Banks in Indonesia

This research aims to examine the effect of capital adequacy, financing risk and efficiency on Profit Distribution Management in Islamic commercial banks in Indonesia. This research is a population study with the number of companies studied being 12 Sharia Commercial Banks for 5 years (2014-2018 observation period) and 1 Aceh Syariah Bank for 2 years (2016-2018 observation period) in Indonesia. This research uses multiple linear analysis of panel data to analyze the data to be studied. This research empirically finds that CAR, NPF, and BOPO have a positive and significant effect on profit distribution management in Islamic commercial banks in Indonesia.

 

The Effect of Capital Adequacy, Non-Performing Financing, Efficiency, And Liquidity on Financial Performance in Sharia Commercial Banks in Indonesia

This study aims to examine the effect of capital adequacy, non-performing financing, efficiency, and liquidity on the level of financial performance at Islamic Commercial Banks in Indonesia. This study is a population study with the number of companies studied as many as 13 Islamic Commercial Banks in Indonesia during the 2014-2019 observation period so that 75 observations are obtained. This study uses multiple linear analyses of panel data to analyze the data to be studied. This study empirically finds that CAR, NPF, BOPO, and FDR have a negative influence on the financial performance of Islamic banks.