A Relation between Financing Shariah Product and Asset Quality an Evidence from Indonesia

Asset quality represented through non-performing finance can also be affected by financing products owned by Islamic banking. By performing regression analysis on 4 Islamic banks in the period 2012-2020, it was found that each financing product has an effect on non-performing finance. Murabaha had a negative and significant effect on non-performing finance, Ijarah had a positive and significant effect on non-performing finance, Mudharaba and Musharaka had a positive and significant effect on non-performing finance.