Articles

The Relationship between COVID-19 Pandemic and Non-Performing Loan Ratio in Indonesian Conventional Banks

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This study examines the relationship between COVID-19 variables (COVID-19 cases and COVID-19 deaths) and the nonperforming loan (NPL) ratio in Indonesian conventional banks from Q1 2017 to Q4 2022. Data from 56 conventional banks— comprising 4 government-owned and 52 privately-owned banks, were gathered from the Indonesian Financial Service Authority’s bank publication reports. Utilizing a quantitative approach, panel data regression with a fixed effect model is employed, with the NPL ratio as the dependent variable. COVID-19 cases and COVID-19 deaths are the main independent variables. Control variables include loan-to-deposit ratio, bank size, return on assets, regulatory capital ratio, equity ratio, GDP growth rate, inflation rate, overnight rate, and unemployment rate. The analysis is conducted separately for COVID-19 cases and COVID-19 deaths to independently evaluate their impact on the NPL ratio. Results indicate a significant positive relationship between COVID-19 cases and COVID-19 deaths with the NPL ratio. Additionally, the study identifies negative significant relationships between the NPL ratio and return on assets, loan-to-deposit ratio, bank size, regulatory capital ratio, and GDP growth rate.

Impact of Covid-19 Pandemic on Primary Healthcare Services Delivery as Perceived by Rural Residents

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This study assessed the impact of the CoViD-19 pandemic on primary healthcare services in Barangay Mabua, Surigao City. Employing a quantitative research design, the study profiled participants and investigated the pandemic’s effects on healthcare delivery. Purposive sampling was used, and data was collected through a validated questionnaire. The research objectives included examining variance based on participant profiles and deriving recommendations. The findings revealed a significant impact of the pandemic on primary healthcare services, with preventive and rehabilitative services showing variance across demographics. The study concluded that despite challenges, primary healthcare services continued to cater to the community. The implications of the research were far-reaching, offering insights for policymakers, healthcare providers, and the community. The recommendations encompassed health literacy campaigns, collaborative efforts, and financial assistance programs to address the identified challenges. The study not only contributes valuable insights to the field but also lays the groundwork for future research endeavors in healthcare service delivery during crises.

 

Perceived Impact of Covid-19 Pandemic on Clinical Care and Treatment of Tuberculosis-Directly Observed Treatment Short-Course (TB-DOTS) Patients

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The study determined the perceived impact of the COVID-19 pandemic on the clinical care and treatment of TB-DOTS patients in Claver, Surigao del Norte, Philippines, from 2020 to 2022. The research utilized a quantitative approach through a descriptive survey, with 150 respondents through purposive sampling. Most respondents were male, and a notable proportion had completed high school. The analysis employed descriptive statistical tools, showing a positive attitude toward the financial aspects of compliance and heightened awareness of COVID-19 preventive measures. Despite challenges introduced by the pandemic, such as difficulties attending medication refill appointments, TB-DOTS patients generally expressed satisfaction with Claver’s healthcare facilities, there are variations based on educational attainment and occupation. These variations suggest the need for tailored interventions to address the specific needs and challenges of different groups of patients. Additionally, the impact of the COVID-19 pandemic on healthcare services and medication refill appointments is evident. To mitigate the impact of COVID-19 on TB services, health authorities in the Philippines collaborated with key stakeholders to ramp up and adopt easy-to-implement solutions. One solution was home-visit treatment with the help of health workers.

Psycho-Social Effects of Covid-19 Pandemic on Online Teaching of Secondary Schools in Nigeria

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COVID-19 pandemic has been a huge challenge to the educational systems in Nigeria. This required a new strategy which guided teachers, institutional heads and officials on how to address the crisis and continuing teaching and learning activities and still maintaining social distancing among students. The study assessed the effectiveness of online teaching; psychosocial effect of COVID-19 outbreak and the relationship between psychosocial effect of COVID-19 pandemic and online teaching among secondary school students in Nigeria. Descriptive Survey Research design was used in which data from 150 respondents was collected using self-administered questionnaire from six selected secondary within Oyo states in Nigeria. Simple random sampling technique was used to sample the respondents. The data was analysed using descriptive and Pearson Product Moment correlation analysis. The result showed that online teaching is not that effective in the study area. Some psychosocial effects of COVID-19 outbreak were discovered among secondary school students in Nigeria in this study such as disturbed education, communal quarantine and difficulty in learning. The result of the hypothesis revealed that there is significant relationship between psychosocial effect of COVID-19 pandemic and online teaching of secondary schools in Nigeria. It was therefore recommended that, to teach remotely, schools and colleges should train their staff and take advantage of asynchronous learning, which works best in digital formats. The normal classroom subjects, teaching should include varied assignments and work, also, when constructing curricula, students should be introduced to online assessment to helps students familiar with the effective use of online teaching.

Public Governance in Handling the COVID-19 Pandemic Based on Village Funds in Indonesia

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The COVID-19 pandemic that has hit the world and has lasted since the beginning of 2019 has not yet ended. This health problem causes a fairly high increase in mortality. In dealing with the outbreak, Indonesia has mobilized all its policy resource capabilities by focusing on cooperation between the government and the community. Public governance is a manifestation of the collaboration between policymakers and community institutions. At the village government level, the handling of COVID-19 is carried out by village officials, village institutions, community leaders, and medical and security forces. Thus, this study aims to examine the concept of public governance by paying attention to indicators of accountability, transparency, and cooperation in handling the COVID-19 pandemic. The research location was conducted in Karangrau Village, Sokaraja District, Banyumas Regency. In the analysis, this study uses an interactive qualitative method that relies on information extracted from informants from both community village officials, security forces, and medical personnel. The results of the study show that the program implementers have carried out activities well by using indicators of accountability, transparency, and cooperation. This study recommends that the accountability of policymakers be maintained, the level of transparency needs to be increased and cooperation between the community and village officials needs to be carried out intensively.

Impact of the Covid-19 Pandemic on Performance of Rural Banks in Central Java – Indonesia

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This study aims to analyze the impact of the COVID-19 pandemic on the performance of conventional rural banks in Central Java. The data used in this study is panel data from 175 companies for 4 years (2018 to 2021). The data is in the form of rural bank financial reports obtained by downloading from the Financial Services Authority (FSA) website. Data analysis was carried out descriptively and inferentially. Inferential analysis was used to test the proposed hypothesis, namely the paired sample t-test. The results of this study indicate that Covid-19 has a significant negative impact on rural bank performance, namely reducing Return On Assets (ROA) and Loan to Deposit Ratio (LDR) and increasing Non Performing Loans (NPL).

Mitigation Practices of Local Water Districts (LWDs) in the Philippines during Covid-19 Pandemic

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This paper discussed the mitigation practices and challenges faced by Local Water Districts (LWDs) during the Covid-19 pandemic in terms of collection, consumption, water resource, human resource and accessibility of its services to continue promoting better service. The researchers applied phenomenological approach and utilized qualitative data gathering through digital forms and follow up interviews to the representative participants from the local water districts in the Philippines. This study is a joint effort in relation to the academe’s function in terms of research to the industry. Its framework was anchored on the theory of change, vital to program success where managers can be better assured that their programs deliver the right activities toward the desired outcomes. Findings revealed that the LWDs have faced varied challenges where they fit their innovative practices. The use of technology is considered both a great help and challenge, depending on the category level of the water district. The researchers concluded that the LWDs focused on the welfare of their concessionaires, employees and upgraded their facilities, regardless of their financial capabilities. It was recommended that the management need to adapt technology, provide further innovative practices, and continue with information dissemination to the concessionaires.

Effect of Covid-19 on Logistics of Thai Rice Export

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The purpose of this paper is to analyze the effects of Covid-19 on Rice Logistic to Thai rice export in terms of product and logistics. Starting from rice plantation, farmers, mills, labour, storage and transportation. In the later part, discusses the impacts of Covid-19 to Thai Rice Export Logistics with conclusion. The authors review Covid-19situation in Thailand and Thai Rice papers. Followed by in-depth interviews influencers and experts from major Rice exporters, Rice Traders and Shipping Lines. The disruption from COVID-19 to Thai rice export logistics was from global supply chain disruption. Imbalance in world containers caused lacking of containers to export and increased Sea Freight were the major effects. High Sea Freight let to higher imported fertilizer cost for plantation. Shipping lines delayed calling some ports in Thailand. Traders delayed the order and waited for lower freight reflecting excess stock in the warehouse. Not only increased cost for carrying stock but also no space for new crop that linked to supply chain disruption as a whole. This paper studied the impacts from 2nd wave of Covid-19 pandemic (2019 to May 2021) in Thailand to Thai Rice logistics where the output could definitely be adopted for further strategy and further study.