The Indonesian Government’s Efforts in Overcoming the Negative Consequences of Rent Bank Practices in Giving Credit to Customer

/in /by

The competition in the banking industry is tighter, as well as the existence of rent banks. Financial institutions are segmented into formal and informal financial institutions. Informal financial institutions are prevalent in rural communities and among small entrepreneurs. This study focuses on disclosing the strategy of Indonesian banks in responding to the existence of rent banks. The research method used is empirical legal research. The data obtained were analyzed using deductive methods, namely processing data from primary and secondary data sets. The study results indicate that Rent Bank is a financial institution that serves as a temporary buffer for families with a weak economy even though the interest charged is very high. In responding, there is a need for stimulation and assistance for efforts to revitalize and strengthen traditions that reduce poverty and problems arising from the existence of rent banks. One way is to carry out cultural management that is inherently community and government assistance to traditions and traditional institutions that can reduce poverty.

A Review Study on Ocular Posterior Segments & Neuro-Ophthalmic Manifestations Associated with Human Immunodeficiency Virus (HIV) Infection and its Management Options

/in /by

To describe the various types of ocular posterior segment and neuro-ophthalmic manifestation associated with Human Immuno-deficiency virus (HIV) infection. And also describe the management or preventive measures associated with it. In all cases of ocular disease due to HIV, there is only one reason i.e. immune system.
A Descriptive study was done to review the articles available on PubMed, Google Scholar, Medline, Publon, Orcid, Healthstar, Science Open, Cochrane Library, Paperity and others related to the ocular complications associated with HIV infections. Peer-reviewed articles/ studies were referred to ascertain the available screening tests, preventive measures, hygiene, neuro-ophthalmic manifestation and management options for HIV patients. Some authors suggest that ocular posterior segment & neuro-ophthalmic manifestation due to HIV infection is not recovered, but few authors suggest that it can be recovered with the help of highly active antiretroviral therapy (HAART) in combination with some preventive measures and hygiene.
The Eye-care professional’s responsibility is to spread awareness about the complications related to the eye and their management or preventive measures. Ocular complications are very diverse and relatively frequent in the case of HIV infection. Commonly it is associated with a concurrent diagnosis of depression, anxiety, panic, attack and psychiatric disorders, etc. There are various management or preventive measures like regular eye examinations, follow-up of the HIV patients, following the preventive measures strategies, taking therapy properly, preventing to spread of the infection, etc.

Design Thinking for New Product Development (Leradia Case Study)

/in /by

The development of a new product is an important thing to do for developing a business, moreover in the fashion business industry. New product development can determine how an organization brings off its succession, such as in sales and profit. The new product development can bring 50% sales and 40% of profits for an organization. The new product development needs to be done to fulfill the customer’s needs and wants and complete their demand for a product. As a new business, Leradia as a modest fashion business from Indonesia has not generated a unique perspective from customers and has not understood the Leradia persona as well as their pain and gain. Thus, in order to avoid the failure of a new business, connect with customers, and compete in the market, Leradia aims to understand Leradia customer pain and gain and get to know what kind of development. Qualitative methods are used by interviewing six of Leradia’s most loyal customers to develop an understanding of Leradia’s customers. Adopted the study methodology of design thinking there are five stages to proceed with the data gathered; Empathizing, Defining, Ideate, Prototype, and Test. Starting from analyzing the customer persona until the proposed product development and testing the proposed solution to the customer to get the customer feedback and point of view.

Integrated Nutrient Management in Bottle gourd [Lagenaria siceraria (Mol) Standl.] variety Kashi Ganga under Malwa condition of Madhya Pradesh

/in /by

The present experiment “Integrated Nutrient Management in Bottle gourd [Lagenaria siceraria (Mol) Standl.] variety Kashi Ganga under Malwa condition of Madhya Pradesh” was carried out during Kharif season of 2019 -2020 at the Horticulture Experimental Field, College of Agriculture, RVSKVV, Indore (M.P.). The objective of the trial is to study efficacy of soil amendment on growth, yield and quality traits. The experiment consist of 15 treatments and three replication under randomized block design. The treatment T10 (50% NPK+25% Vermicompost +25% Compost) was found significantly superior as compared to other of treatments in following characters like vine length(cm), length of internode /vine (cm), no of primary branches. Treatment T0 (No application of INM control) observed minimum as compares to other of treatments. The treatment T10 (50%NPK+25%Vermicompost+25%Compost) was found significantly good result in phenological characters like no of node /vine up to first male and female flowers, days to first appearance of male and female flower, Treatment T0 ( No application of INM control) observed minimum as compares to other of treatments. The results regarding the yield parameters like days to first picking , avg. fruit weight at every picking (g) ,fruit length (cm) , fruit diameter (cm) , fruit yield /plot (kg), fruit yield (q/ha) number of seeds per pod, pod yield per plant(g) and pod yield (q/ha) were significantly affected by the application of different combination of integrated nutrient management. The maximum result was noted in treatment T10 (50% NPK + 25% Vermicompost + 25% Compost) However, minimum result was noted in T0 (No application of INM control).

Job Description Development in Fulfillment of the Competence of Village Government Apparatus (A Study in Banyumas Regency)

/in /by

A job description is a document containing the functions, duties, responsibilities, authorities, working conditions, and work implementation mechanism. The job description is quite important both for leader and employee, since with this document, they may clearly identify the competence they must meet for their position, with which employee’s professionalism will eventually be built. The result of previous research in Banyumas Regency shows a gap between the competence of the village government apparatus and their position’s standard competence. One of the reasons is an ineffective job description, which means there is no job description arranged entirely and in detail. Local Regulation of Banyumas Regency Number 1 the Year 2016 on the Structure and Working Procedure of Village Government only regulates the main duties and functions, not the job description. This Local Regulation actually mandates the village government to arrange the job description, but in reality, the village government has not performed it. Meanwhile, the village government’s workload gets bigger and more varied since assignments are given by the ministry, provincial government, and regency government. Consequently, the village government apparatuses in Banyumas Regency do not know exactly what competencies they must have to implement their duties and position well. Therefore, this research aims at developing an effective job description for the positions of village government apparatus in Banyumas Regency. This survey research aims at describing the duties of village government apparatus positions comprehensively. The research successfully develops the job description of village government apparatus positions, covering the village head with 25 duties, village secretary with 16 duties, administrative and general coordinator with 14 duties, a financial coordinator with 9 duties, planning coordinator with 9 duties, governance section head with 11 duties, welfare section head with 10 duties, service section head with 9 duties and sub-village head with 5 duties.

Problems of Distribution and Pathophysiology of Gastroesophageal Reflux Disease

/in /by

This article provides an overview of the literature data on the problem of the prevalence of gastroesophageal reflux disease. Some pathophysiological aspects of this pathology are analyzed. The authors conclude that gastroesophageal reflux disease is a common clinical problem that affects millions of people around the world, according to some reports, up to 25–30% of the adult population is affected by it. Patients are recognized by both classic and atypical symptoms. GERD is associated with lifestyle factors, in particular obesity and tobacco smoking, which also threatens overall health.

Proposed Growth Strategy for Small Business Using the MSME Soundness Assessment Method (Cracktive Case Study)

/in /by

Micro, Small and Medium Enterprises (MSMEs) are the main drivers of the economy in Indonesia because they are able to play a role in the process of increasing people’s income and succeed in encouraging economic growth. MSMEs have the ability to contribute to the local economy by creating new businesses that can increase employment opportunities. To assist MSMEs to grow, the government offers financial assistance. MSMEs need to know the health of their business and company. MSME Soundness Measurement provides a vision of business performance from a financial such as liquidity ratio, activity ratio, loan ratio, profitability ratio, and non-financial such as marketing, operations, good governance, and human resources. The assessment results were compared with the table AHP Calculations, the final score financial of 28,43% and non-financial aspect of 20,33%, the overall score of 48,76%. The results of measuring the level of Health obtained results in Cracktive companies, which are included in the Fair Soundness I” category with an “BBB” rating. Measurement of the Health Level of MSMEs is appropriate for Cracktive companies to determine the level of health and can be a tool for improvement.

Assessment of the Organochlorine Pesticides (OCPs) Status of Oyese Wetland Ogume Delta State for Cage Aquaculture in Secondary Schools as a Tool for Regiging Education in Nigeria

/in /by

This is an ex-post facto research that investigated the OCPs content of Oyese wetlands. The study answered 4 research questions and tested a hypothesis. To achieve these objectives, Oyese wetland was mapped out into 5 research cells and from each of the research cells, water samples were collected from 10 spots bulked and composites drawn and stored in ice cooled boxes for analysis. The analytical standards adopted were CEAM and ASTM and the instrument deployed for determination of the OCPs was Agilent GC 7890A and Agilent GC 8081. The mean results obtained are; DDT 1.65 µg/l, DDD; 1.72 µg/l; DDE 1.36 µg/l, endrin; 1.72 µg/l and diedrin 0.87 µg/l. The result of the OCPs investigated were subjected to test of significance with ANOVA using SPSS model 21 at 0.05. The p-value is 0.41 thus rejecting Ho. The study recommends that cage aquaculture should not be implemented in Oyese wetland, the pollution source should be identified and plugged, decontamination and remediation should be mandated, this will allow for the deployment of cage aquaculture for pollution free fish product for the produce to meet local and international consumer standards.

Sexual Dysfunction among Women Living with Type 2 Diabetes Mellitus in a Nigerian Tertiary Hospital

/in /by

Diabetes mellitus is known to have multisystemic affectation including sexual dysfunction. The effect of diabetes on female sexual function is well documented globally but underreported in our study environment. Hence, this study attempted to fill this gap in knowledge by evaluating the sexual function of women living with diabetes in Uyo, Southern Nigeria. Methods: This was a crossectional descriptive study conducted in the Endocrinology Clinic of the University of Uyo Teaching Hospital. A total of 150 participants consisting of 100 diabetes patients and 50 controls were interviewed using the female sexual function Index questionnaire. They were physically examined and blood samples taken for laboratory investigations. Data obtained was analysed using descriptive/comparative statistics. Results: Among the diabetics, 62% had sexual dysfunction compared to 8% of the controls(p<0.001).The diabetics had a median total sexual function score of 9.25(2.15-26.6), compared to 28.15(27.1-29) for the controls ( p < 0.001). The diabetics with normal sexual function had a mean HBA1c of 7.08+/-0.27 compared to 8.37+/-0.73 for diabetics with abnormal sexual function( t=9.65,def=98,p<0.001). The total sexual function score of diabetics was negatively related to glycated haemoglobin (rho=-0.88,p<0.001). ). Diabetics with DM duration of 10 years and more were 2.87 times significantly more likely to have poor sexual function(p=0.02; 95%CI 1.20-6.83 ). Glycated haemoglobin was shown to be a strong predictor of female sexual function(OR= 228.15, p<0.001). Conclusion:There is a high prevalence of female sexual dysfunction among diabetics. Prolonged duration of diabetes and poor glycaemic control are the most likely reasons for this finding.

Effects of 8-Week Circuit Exercise Training on the Cardiorespiratory Fitness and Health Status of People Living with HIV at Abakaliki, Ebonyi State, Nigeria

/in /by

Introduction: Exercise is regarded as an important adjuvant therapy for reducing the negative effects of Antiretroviral Therapy and improving the health status of people living with HIV (PLWH), but there is limited evidence on the effects of circuit exercise training on PLWH.
Objective: This study determined the effects of circuit exercise on the cardiorespiratory fitness and health status of PLWH.
Methods: This pretest-posttest randomized control study recruited 120 PLWH from the HIV clinic at Alex Ekwueme Federal University Teaching Hospital, Abakaliki. Participants were consecutively invited at the clinic to join the study. Fish bowl method was used to randomize the participants to either intervention group or control group. Moderate intensity (50 – 75% MHR) circuit exercise training was administered to the participants 3 times a week, between 30-60 minutes per session, for 8 weeks. Cardiorespiratory fitness and health status were measured at baseline and at 8-week. Descriptive statistics of mean, standard deviation, percentages, and bar chart was used to summarize data. Paired sample t-test and independent sample t-test were used to determine the mean difference within and between the groups respectively. Alpha level was set at P<0.05. Results: There was statistically significant difference in mean score of cardiorespiratory fitness and health status within the intervention group, and between the groups after 8-week circuit exercise training. Bar chart showed improvement in all the domains of health status.
Conclusion: An 8-week circuit exercise training improved cardiorespiratory fitness, and health status of PLWH.