Articles

Optimization of the Intermediary Role of Zakat with The Business Model Canvas (BMC)

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This research aims to analyze the implementation of the Business Model Canvas (BMC) as a strategy to optimize the intermediary role of zakat at BAZNAS West Java. The background of the study stems from the suboptimal realization of zakat collection despite its significant potential. This indicates a low optimization of zakat collection and an ineffective distribution role of zakat. Overall, the intermediary role of zakat has not been optimized. Various factors contribute to this, including the adaptation and implementation of the Business Model Canvas (BMC) strategy. There are numerous challenges in implementing the BMC strategy at BAZNAS West Java. The research method used is a survey method with a descriptive analysis approach. The survey was conducted at BAZNAS West Java. Data collection techniques include documentation and interviews. The results of this study are expected to serve as a reference for zakat institutions regarding strategies to optimize the intermediary role of zakat through the adaptation and implementation of the BMC strategy. The study’s findings can demonstrate that the implementation of the Business Model Canvas (BMC) as a strategy can optimize the intermediary role of zakat at BAZNAS West Java.

Relevance of Inclusive Finance with Sustainable Development Goals (SDGs) Perspective of Maqashid Sharia

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This research aims to find out the right financing scheme so that the implementation of SDGs is more optimal and beneficial for small communities. inclusive financial contributions (zakat, infak and alms) in realizing SDGs and their relevance in realizing SDGs from a sharia maqashid perspective. This study uses a combination of qualitative-quantitative methods and approaches. Quantitative data analysis used is a method of tabulation, composing coding and score of variables. While qualitative data analysis includes the stage of data reduction, presentation and withdrawal of conclusions The results of this study show that the implementation of SDGs is carried out by a joint financing scheme through government and non-government budgets, one of which is through the distribution of zakat. The contribution of zakat in the implementation of SDGs has been carried out by the National Zakat Agency (Baznas) in the form of independence programs, religious education, health and social care. The relevance of zakat in realizing SDGs with Sharia Maqashid is shown in aid programs organized by Baznas such as the Program (1) eliminating poverty, (2) ending hunger, (3) good health and well-being, (4) quality education, and (5) clean water and sanitation relevant to the SDGs Program.