Articles

The Effect of Pressure, Opportunity, Rationalization, Religiousness on Fraud Behavior (PT. Mayora Indah Tbk Jatake 1)

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This study aims to examine the effect of pressure, opportunity, rationalization, and rationalization on employee fraud at PT Mayora Indah Tbk Jatake 1. This type of research is classified as survey research with a quantitative approach. The population in this study were employees of PT Mayora Indah Tbk Jatake 1. The research sample was determined by purposive sampling method so that a sample of 88 was obtained from the questionnaires. Data was analyzed by using multiple regression, intention to commit employee fraud as the dependent variable and pressure, opportunity, rationalization and religion as independent variables. The results of this study indicate that: (1) pressure has a significant positive effect on the intention to commit fraud, (2) opportunity has a significant positive effect on the intention to commit employee fraud, (3) rationalization has a significant positive effect on employee fraud intentions, (4) religion has a significant negative effect on employee fraud intentions. So it can be concluded that opportunity, opportunity, rationalization, and religion have a significant influence on the fraudulent intentions of employees of PT Mayora Indah Tbk Jatake 1.

Sharia Banking Trust: Analyzing the Influence of Religiosity and Perceptions in Bank Sharia Bukittinggi Branch

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Research on Sharia Bank is currently relevant due to the rapid growth of the Shariah financial industry, increasing public interest, as well as government support, focusing on factors such as customer trust and the influence of religiosity and perception on customer trust.

The purpose of this study is to investigate how customer trust at the Bank Nagari Sharia Bukittinggi Branch is impacted by beliefs and religiosity. All Bank Nagari Bukittinggi City Branch customers made up the research population. The research population consisted of all customers of Bank Nagari Bukittinggi City Branch, with sampling using a purposive sampling technique which resulted in 150 respondents as samples. The analytical method used is the multiple linear analysis method.

The research results show that customer religiosity does not have a significant influence on their level of trust in Bank Nagari Syariah Bukittinggi Branch. However, customer perceptions of the bank have a significant influence on the level of customer trust in the bank.

This research provides an important contribution to understanding the factors that influence customer trust in Sharia banks, especially in the context of Bank Nagari Sharia Bukittinggi Branch. The results of this research can be a basis for the bank to improve its service and communication strategies to customers, by taking more into account customer perception factors.