Articles

A Review on the Benefits of Continuous Threat Exposure Management in the Banking Industry

The digital infrastructure of any organization, especially in the banking and financial services sector, is a critical component that underpins its operations. Managing the security of this digital landscape is a formidable challenge, given the ever-evolving threat landscape and the myriad entry points that cyber adversaries can exploit. Continuous threat exposure management offers a proactive approach to identifying, assessing, and managing security threats and vulnerabilities within an organization’s IT infrastructure. This review aims to analyze the various benefits associated with continuous threat exposure management, such as proactive risk identification, threat prioritization, and risk resilience strategies. By examining these key areas, this review provides valuable insights into the importance of effectively managing and mitigating threats for the long-term stability and security of financial institutions.

Banking Industry in Indonesia: Bank Rakyat Indonesia (BRI) and the Competition Landscape

Ministry of State-Owned Enterprise of the Republic of Indonesia (BUMN) recently created Ultra Micro Holding BUMN consisting of PT BRI (Bank Rakyat Indonesia), PT Pegadaian and PT PNM Permodalan Nasional Madani. Ministry of BUMN appoints PT BRI as the parent company. Ultra Micro Holding has a vision for the prosper of financial inclusivity by provide various conveniences and lower cost of borrowing funds with a broader reach, deepening of services, and sustainable community empowerment. The government want make Indonesia as developed countries by accelerating ultra-micro segment, through strengthening economic resilience and quality growth, reducing inequality, and improving the quality of human resources, especially Ultra Micro entrepreneurs through empowerment.

This research is aimed to help PT Bank Rakyat Indonesia to analyze the competitive landsacape of banking industry in Indonesia in ultra-micro segment.