Abstract :

Asset quality represented through non-performing finance can also be affected by financing products owned by Islamic banking. By performing regression analysis on 4 Islamic banks in the period 2012-2020, it was found that each financing product has an effect on non-performing finance. Murabaha had a negative and significant effect on non-performing finance, Ijarah had a positive and significant effect on non-performing finance, Mudharaba and Musharaka had a positive and significant effect on non-performing finance.

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Keywords :

Financing Product, Non Performing Finance, Shariah Banks.

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