Abstract :

This research relating to insurance for operational machines at PT Semen Indonesia raises problems, namely: What is the object of implementing Machinery Breakdown Insurance in practice at PT. Semen Indonesia, and how to settle claims contained in insurance at PT. Indonesian Cement. The research results stated that, In this case the object insured by PT. Semen Indonesia to PT. Jasindo is all damage and/or that is sudden and unexpected and is not excluded in the policy or the machines insured. Compensation guarantee in Machinery Breakdown Insurance between PT. Semen Indonesia with PT. Jasindo if a loss occurs, what PT Jasindo will pay to PT Semen Indonesia is based on the damage.In the event of an insurance claim for machine damage, PT Semen Indonesia must immediately notify PT Jasindo about the loss/damage within 7 (seven) calendar days and must assist PT Jasindo in conducting a survey to calculate the compensation that will be given. PT Jasindo’s responsibility is to compensate for losses due to the asset’s condition becoming its original condition, without taking into account profit or loss. In this case, PT Jasindo is responsible within 3 x 24 hours and beyond that time PT Jasindo is no longer responsible. If there is a dispute regarding Machine Damage Insurance between PT Semen Indonesia and PT Jasindo in terms of claims, then PT Semen Indonesia and PT Jasindo agree to take legal action, namely through arbitration or through the local District Court.

---

Keywords :

cement, insurance, production machines.

---

References :

1. Abbas Salim, Dasar-dasar Asuransi, Tarsito, Bandung, 1985.
2. Abdul Kadir Muhammad, Pokok-Pokok Hukum Pertanggungan, Alumni, Bandung, 1983.
3. Abdul Kadir Muhammad, Pokok-Pokok Hukum Pertanggungan, Alumni, Bandung, 1990.
4. Abdul Kadir Muhammad, Pokok-Pokok Hukum Pertanggungan, Alumni, Bandung, 1983.
5. Data Hasil Penelitian dan Wawancara tentang Asuransi Kerusakan Mesin di PT. Semen Indonesia dengan Wahyu Nugroho SE, Seksi Asuransi di PT. Semen Indonesia.
6. Djoko Prakoso, Hukum Asuransi Indonesia, Cetakan Kelima, Rineka Cipta, Jakarta, 2004.
7. Dwi Endah Ernawati, Penerapan Asas-Asas Hukum Asuransi Dalam Perjanjian Asuransi Kendaraan Bermotor di PT. Asuransi Raksa Pratikara di Wilayah Surakarta, Tesis, Semarang, 2009.

8. Emmy Pangaribuan Simanjutak, Hukum Pertanggungan dan Perkembanganya, Seksi Hukum Dagang Fakultas Hukum Universitas Gadjah Mada, Yogyakarta, 1990.
9. Emmy Pangaribuan Simanjutak, Hukum Pertanggungan, Seksi Hukum Dagang Fakultas Hukum UGM, Yogyakarta, 1990.
10. M.N Purwosutjipto, Pengertian Pokok Hukum Dagang Indonesia, Jilid 6, Cetakan Kedua, Djembatan, Jakarta, 1986.
11. Suparman Sastrawidjaja dan Endang, Hukum Asuransi Perlindungan Tertanggung Asuransi Deposito Usaha Perasuransian, Alumni, Bandung, 1993.
12. Peter Mahmud Marzuki, Penelitian Hukum, Cetakan Kedua, Kencana, Jakarta, 2008.